Travel Policies

Do you and your family members love traveling to other countries?  Is your child studying abroad for a semester?  Does your career occasionally take you outside of the United States for a business trip?

You may need a travel policy and we can help you obtain one!

Travel Insurance is meant for individuals who are traveling to a foreign country.  Some, but not all, permanent insurance policies include coverage outside of the United States.  If an individual is injured, hospitalized, or has to see a doctor while abroad, then a travel insurance policy can help with the costs not covered by your regular medical insurance policy.

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We can review your current coverage to see what may apply while traveling.  Based on the results, you may need to seek additional Health & Accident Insurance, Medical Evacuation and Repatriation Insurance, Trip Cancellation/Interruption Insurance, or a combination.

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  • Health and Accident Insurance is a policy that will pay for hospital, doctor, and, occasionally, dental and prescription expenses when traveling.
  • Medical Evacuation and Repatriation Insurance is a policy that is imperative if you are traveling to a remote part of the world since the cost of an evacuation can reach up to $50,000 or more.  If you need to get to a hospital quickly, you will want the assistance you need to get you there.
  • Trip Cancellation/Interruption Insurance protects you financially if you have to cancel or interrupt your trip for medical reasons.

If you would like help in determining what insurance coverage would be best for a trip you are planning, one of our HPHQ Gurus would be more than happy to assist you.

Come in to our HPHQ store today, contact us by phone, or complete our Individuals & Families Quote Request Form and an HPHQ Guru will contact you to discuss your situation and provide you with a quote.

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