coverage to go into effect? Are you waiting for your individual major medical application to be approved? Are you a seasonal worker? Or are you an early retiree waiting for Medicare to start?
No matter what your reason for needing coverage on a temporary basis, we have the solution for you!
A short term policy may be the answer since it is a policy that can last for one month on up to six months or a year. Short term insurance is the best option for a healthy individual who wants protection in the event of an unexpected illness or injury during a period of transition. It is meant to cover emergency and catastrophic services.
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Short term insurance covers:
- inpatient and outpatient hospital visits
- x-rays and laboratory tests
Short term insurance does not cover:
- routine care and examinations
- pre-existing medical conditions and prescriptions
- other certain exclusions and limitations, such as maternity
Here are the ways you can get started right now:
- Get an online quote for Short Term Medical Insurance and submit your application now!
- Complete our Individuals & Families Quote Request Form and an HPHQ Guru will contact you for a more personal quoting and application experience.
- Contact us by phone.
- Come in to our HPHQ store today!
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