Short Term Policies

Are you between jobs?  Are you waiting for group coverage to go into effect?  Are you waiting for your individual major medical application to be approved?  Are you a seasonal worker?  Or are you an early retiree waiting for Medicare to start?

No matter what your reason for needing coverage on a temporary basis, we have the solution for you!

A short term policy may be the answer since it is a policy that can last for one month on up to six months or a year.  Short term insurance is the best option for a healthy individual who wants protection in the event of an unexpected illness or injury during a period of transition.  It is meant to cover emergency and catastrophic services.

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Short term insurance covers:

  • inpatient and outpatient hospital visits
  • emergencies
  • prescriptions
  • x-rays and laboratory tests

Short term insurance does not cover:

  • routine care and examinations
  • pre-existing medical conditions and prescriptions
  • other certain exclusions and limitations, such as maternity

Here are the ways you can get started right now:

  • Get an online quote for Short Term Medical Insurance and submit your application now!
  • Complete our Individuals & Families Quote Request Form and an HPHQ Guru will contact you for a more personal quoting and application experience.
  • Contact us by phone.
  • Come in to our HPHQ store today!
Get a quote for you or your family and start saving today.

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