Generally, you can sign up during the following times:
- Initial Enrollment Period —When you are first eligible for Medicare. (This is a 7-month period that begins 3 months before the month you turn age 65, includes the month you turn age 65, and ends 3 months after the month you turn age 65.)
- General Enrollment Period —Between January 1–March 31 each year. Your coverage will begin July 1. You may have to pay a higher premium for late enrollment.
- Special Enrollment Period —If you or your spouse (or family member if you are disabled) is currently working, and you are covered by a group health plan through the employer or union.
There may be other circumstances for enrollment; therefore please visit www.medicare.gov or speak with a HealthPlan Headquarters (HPHQ) Sales Representative for information related to your specific situation.