coverage is a policy purchased by an employer and offered to its eligible employees as a benefit of working for the company. Today, the majority of Americans have medical insurance through an employer-sponsored plan.
Group medical benefits are set up and designed in different ways depending on the demographics of your company and employees:
- Are you a small group (typically defined as 2-50 employees) or a large group (typically defined as 51+ employees)?
- Where is your company located? Do you have a local or national presence?
- Is your company best suited for a fully-funded policy or a self-funded policy? An HMO, a PPO, or both?
- Would a Health Reimbursement Arrangement (HRA) or a Qualified High Deductible Health Plan (QHDHP) with a Health Savings Account (HSA) help with the affordability of your plans and promote a consumer-driven mindset among your employees?
- What benefits are mandated by law and what others are voluntary?
At HealthPlan Headquarters (HPHQ), we will explore these questions and many others to determine the best course to take for designing and implementing a group medical plan that best suits the needs of you and your employees.
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We will provide your company with a complete analysis of all medical plans available to your company and make recommendations in line with your corporate structure, culture and budget.
To get started right now:
- Complete our Business & Employers Quote Request Form and a HPHQ Guru will contact you to start the process of collecting data and obtaining quotes.
- Contact us by phone.
- Come in to our HPHQ store today!