access to obtain regular cleanings, exams, and x-rays can encourage them to take preventive measures for maintaining healthy teeth and gums as well as their overall general health.
At HealthPlan Headquarters (HPHQ) we can help you find quality dental coverage for preventive, basic and major dental services.
When dental coverage is offered through an employer-sponsored plan, there are many types of benefit designs available. You can choose from plans that offer:
- Annual benefit amounts of $1,000, $1,500, $2,000 and up
- Preventive Care covered at 100%
- Low deductibles for Basic and Major services
- Coverage for Implants and/or Orthodontia
- Plans with no waiting periods
- Access to large networks with local, regional, or national presence
- In-Network only coverage (DHMO) or both In-Network and Out-of-Network coverage (PPO)
- Reimbursements based on Fee Schedules, Maximum Allowable Charges (MAC) or Usual, Reasonable & Customary Charges (UCR)
A group dental plan can also be offered to your employees on either a contributory basis, where you share the cost of the monthly premium or on a voluntary basis, where the employee pays all of the cost of the insurance.
We will help you design a plan that fits the needs of your employees. Whether you are looking to offer a basic benefit with just preventive coverage and a low premium or a rich benefit with low out-of-pocket costs for preventive, basic, major and orthodontia services, we have the resources to find the plan design that will work for you.
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